KY · Kentucky🚗 Motor Vehicle Bill of SaleDerby Classic

Kentucky Vehicle Bill of Sale — Derby Classic

Red and white color scheme with twin-spire header motif. Serif typography for a refined, traditional look.

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Required fields in this template

1

Seller full name & address

2

Buyer full name & address

3

Vehicle year, make, model, and body style

4

VIN (Vehicle Identification Number — 17 digits)

5

Odometer reading at time of sale

6

Sale price

7

Lien holder information (if applicable)

8

"As-is" or warranty condition statement

9

Date of sale

10

Seller signature & date

11

Buyer signature & date

Kentucky legal requirements

Kentucky does not require notarization. Signatures from both parties are sufficient.

Most states require this document to transfer a vehicle title. Bring it with the signed title certificate to your local DMV.

What is a Motor Vehicle Bill of Sale?

A motor vehicle bill of sale is a legally required document for most state DMV title transfers in the United States. It records the private-party sale of a car, truck, SUV, or van — capturing the VIN, odometer reading, sale price, and signatures needed to complete the title transfer and release the seller from future liability.

When do you need one?

  • Buying or selling a used car, truck, van, or SUV between private parties
  • Transferring a vehicle title at the New York DMV (MV-912 supplement)
  • Gifting a vehicle to a family member (price listed as $0 or nominal)
  • Selling a vehicle "as-is" to a dealer or junkyard where title follows
  • Replacing a lost or damaged title as supporting documentation

About the Derby Classic style

The Derby Classic template channels the elegance of Churchill Downs with a bold red header, gold accent lines, and traditional serif headings. Its refined twin-spire motif makes it the most visually distinctive form in the collection.

Best for

High-visibility transactions, celebrity sales, or any situation where the document's presentation reflects on the parties' professionalism.

Why this layout?

The twin red and gold header bands make this template instantly recognizable and photograph well — important when digital copies are used for online transaction records.

Legal risks of skipping a bill of sale

A motor vehicle bill of sale without proper documentation exposes both buyer and seller to significant liability.

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Seller remains legally liable after the sale

If the buyer fails to transfer the title, the vehicle remains registered in the seller's name. The seller could receive traffic citations, toll violations, or even be held liable for accidents involving the vehicle long after it was sold.

!

Odometer fraud exposure

Federal law (MVIC Act) requires odometer disclosure for vehicles under 10 years old. A bill of sale with a documented odometer reading protects the buyer from rollback fraud and protects the seller from fraud allegations.

!

Hidden lien problems

A buyer who purchases a vehicle with an undisclosed lien may have the car repossessed. Always run a lien check before signing, and note lien status in the bill of sale.

How to fill the Derby Classic template

  1. 1

    Begin with the PARTIES section — full legal names are required

  2. 2

    Move to PROPERTY and list the exact make, model, and serial number

  3. 3

    Enter the sale amount in CONSIDERATION — dollars and cents

  4. 4

    Read the AS-IS clause before checking the condition box

  5. 5

    Sign with a pen that contrasts well against the white signature field

Tips for Kentucky motor vehicle bill of sale transactions

Always record the 17-digit VIN — verify it against the title and the dashboard plate

Note the odometer reading at time of sale, not at any prior inspection

Run a free VIN check (NHTSA) or paid Carfax/AutoCheck before finalizing

File the completed bill of sale within 10 days to protect yourself from post-sale violations

Frequently asked questions — Kentucky Motor Vehicle Bill of Sale

Does New York require a bill of sale to transfer a vehicle title?

Yes. The NY DMV requires a bill of sale (or Form MV-912) along with the signed title certificate. Without both documents, the title transfer cannot be completed at the DMV.

What is the sales tax on a private vehicle sale in New York?

New York charges sales tax on private vehicle sales at the county rate (typically 8–8.875%). The tax is calculated on the greater of the sale price or the vehicle's NADA book value.

Can I sell a car without a title in New York?

You cannot legally transfer ownership without a title. If the title is lost, apply for a duplicate with DMV Form MV-902 before completing the sale.

Who pays the sales tax — buyer or seller?

In New York, the buyer is responsible for paying sales tax to the DMV at the time of title transfer. The bill of sale establishes the taxable sale price.

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