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47.02 Affidavit Of Debt (Except In Proceedings To Which The Consumer Credit Act 1995 Or The European Communities (Consumer Credit Agreements) Regulations 2010 (S.I. 281 Of 2010) Apply)

This form is a sworn statement used in Irish court proceedings to confirm the existence and amount of a debt. It should be used when pursuing debt collection through the courts, except in cases involving consumer credit agreements covered by specific legislation.

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Form Overview

47.02 Affidavit Of Debt (Except In Proceedings To Which The Consumer Credit Act 1995 Or The European Communities (Consumer Credit Agreements) Regulations 2010 (S.I. 281 Of 2010) Apply)

This form is a sworn statement used in Irish court proceedings to confirm the existence and amount of a debt. It should be used when pursuing debt collection through the courts, except in cases involving consumer credit agreements covered by specific legislation.

This form captures details about the debt, including the amount owed, when it was incurred, relevant parties, and any interest or charges applied.

Risk Radar

  • Using this form for consumer credit debts will result in rejection of your case.
  • Including consumer credit debts which require different proceedings
  • Failing to have the affidavit properly witnessed and signed
  • Providing incomplete or inaccurate debt information
  • Missing required supporting documentation

Plain English

An affidavit is like a formal written statement that you swear is true in front of someone authorized to witness oaths. This particular affidavit helps prove that someone owes you money, but it's not for use with certain types of consumer credit debts.

Submission Date

  • File this form as soon as possible after deciding to pursue debt through the courts, as there may be time limits for initiating proceedings depending on the type of debt and circumstances.
  • Preparation window: collect IDs, supporting records, and signatures in advance.
  • Final review: verify names, dates, and required fields before submission.

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Glossary Terms

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What this form is for

  • For commercial debts between businesses
  • For personal loans not covered by consumer credit legislation
  • When pursuing debt through the Irish courts system
  • When required as evidence in non-consumer credit debt proceedings
  • For debts where no regulated credit agreement exists

Use this form or another form?

SituationLikely formWhy it mattersCheck before you continue
Consumer credit debtForm 47.01 or other consumer credit formsConsumer credit has special legal protectionsCheck if your agreement falls under the Consumer Credit Act
Tax debtRevenue Commissioners formsTax collection follows different proceduresContact Revenue directly for tax debt matters
Family law financial mattersFamily Law Courts formsDifferent legal framework appliesConsult a family law solicitor
Small claims court proceedingsSmall Claims Court formsSimplified procedure for smaller debtsVerify if your debt qualifies for small claims
International debt proceedingsInternational debt recovery formsDifferent cross-border procedures applySeek legal advice for international debts

Deadline or filing window

File this form as soon as possible after deciding to pursue debt through the courts, as there may be time limits for initiating proceedings depending on the type of debt and circumstances.

Before you submit

  • All sections completed with accurate information
  • Affidavit properly witnessed and signed by authorized person
  • Supporting documentation attached
  • Correct court fee paid or exemption applied for
  • Copy retained for your records
  • Form number and version verified
  • Recipient court office confirmed

How to file this form

  1. 1Complete all sections of the affidavit with debt details
  2. 2Have the affidavit witnessed and signed by a Commissioner for Oaths or authorized person
  3. 3Prepare any supporting documentation
  4. 4Determine the appropriate court office
  5. 5Pay required filing fee or apply for exemption
  6. 6Submit the form in person, by post, or electronically
  7. 7Obtain proof of submission

Known limitations

  • Cannot be used for consumer credit debt proceedings
  • Must be properly witnessed to be valid
  • Does not guarantee court will rule in your favor
  • May require additional evidence beyond the affidavit
  • Subject to court rules and procedures

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Current Form Status

This form is current as of the latest Courts Service update, but always verify the version with the court before filing.

Agency: Courts Service of Ireland

What changed or needs a fresh check

  • Verify form version matches current requirements from Courts Service
  • Check for any recent changes to affidavit witnessing requirements
  • Confirm current fee structure for court submissions
  • Ensure format complies with latest court rules
  • Check if electronic filing options are now available

Quick Facts

The creditor or their legal representative typically files this form when initiating or supporting debt collection proceedings in the Irish courts.
This form captures details about the debt, including the amount owed, when it was incurred, relevant parties, and any interest or charges applied.
Submit this form when initiating debt collection proceedings or when required by the court during existing proceedings related to non-consumer credit debts.
File this form with the appropriate court office in Ireland, either in person, by post, or through the Courts Service's electronic filing system if available for your case type.
Incorrect or incomplete affidavits can delay proceedings or lead to dismissal of your case, potentially affecting your ability to recover the debt.
Complete all sections with accurate information about the debt. Sign the affidavit in the presence of a Commissioner for Oaths or other authorized person. Submit the completed form to the relevant court office with any required filing fees.

Form Details

Agency
Courts Service of Ireland
Revision Date
23/10/25

47.02 Affidavit Of Debt (Except In Proceedings To Which The Consumer Credit Act 1995 Or The European Communities (Consumer Credit Agreements) Regulations 2010 (S.I. 281 Of 2010) Apply)

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After you file

  • Keep track of court dates and communications
  • Prepare for potential court hearing
  • Follow up with court if you don't receive acknowledgment
  • Consider next steps if court rules against you
  • Monitor for any enforcement proceedings if judgment is obtained
  • Maintain records of all court interactions

Source and verification log

  • Form issued by Courts Service of Ireland
  • Excludes proceedings under Consumer Credit Act 1995
  • Excludes proceedings under European Communities (Consumer Credit Agreements) Regulations 2010
  • Form number: 47.02
  • Specific use cases not confirmed in official source
  • Current filing procedures not confirmed in official source
  • Fee amounts not confirmed in official source
  • Electronic filing options not confirmed in official source

Common confusion points

7 things to watch for

  • 1

    Confusing this form with consumer credit affidavit forms

  • 2

    Not understanding who can witness the affidavit

  • 3

    Uncertainty about which court office to file with

  • 4

    Misunderstanding the difference between affidavit and other court documents

  • 5

    Confusion about fees and exemptions

  • 6

    Unclear about time limits for filing

  • 7

    Not knowing if legal representation is required

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